About Us

The company

BhFS Behavioural Finance Solutions GmbH is a spin-off company from Universities of St. Gallen and Zurich founded in 2007 by Enrico De Giorgi, Thorsten Hens, and Dieter Niggeler.

Partners
Associates
Assistants / Interns


Partners

Prof. Dr. Enrico De Giorgi

Enrico De Giorgi is Professor of Mathematics at the University of St. Gallen and Head of the “Quantitative Economics Methods” Profile Area. He holds an MS in Mathematics from the Swiss Federal Institute of Technology, Zurich and a PhD in Economics from the University of Zurich. His research interests are decision analysis, behavioural finance, and risk management. Currently, he is Associate Editor of Management Science and of Mathematics and Financial Economics. For further information about Prof. Dr. Enrico De Giorgi please visit his personal website.

 



Prof. Dr. Thorsten Hens

Thorsten Hens is Swiss Finance Institute Professor of Financial Economics and Director of the Institute for Banking and Finance, University of Zurich. After his PhD at the University of Bonn, he held positions in Bielefeld, Paris and Stanford. He is also an Adjunct Professor at the Finance Department of the Norwegian Business School in Bergen. He is the Scientific Coordinator of the “Financial Valuation and Risk Management” National Centre of Competence in Research. Thorsten Hens is a CEPR Research Fellow and he collaborates in the European Science Foundation project “Behavioural Models in Economics and Finance”. For further information about Prof. Dr. Thorsten Hens, please visit his website at the Swiss Banking Institute.

 



Dieter Niggeler

Dieter Niggeler holds an MSc in Software Engineering from the University of Berne and an MA in Finance from the University of Zurich. From 1995 to 1998 he worked as a Software Engineer at the Union Bank of Switzerland (UBS). From 1999 to 2006 he worked on several projects in the banking business as a senior software engineer and architect for COMIT AG.

 

 

 


Associates

Kremena Bachmann

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Kremena Bachmann is a Senior Research Associate at the Department of Banking and Finance of the University of Zurich. She specializes in research on behavioral finance and financial decision-making. Her research focus is on the impact of cognitive and emotional factors on financial decision-making, on the interaction with financial advisors and on the development of measures improving the decision quality. She earned a master’s degree in economics from the University of St. Gallen and a PhD in Finance with a focus on behavioral finance from the Swiss Finance Institute. For further information, please visit her website.

 

Prof. Dr. Stefan Zeisberger

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Stefan Zeisberger is Professor of Finance at Radboud University in Nijmegen, The Netherlands, and he is Lecturer at the University of Zurich and further executive education institutions in Switzerland. His research and consulting activities include investor psychology, risk communication, risk preference measurement and experiential learning, to improve financial decision making for financial institutions and investors. More information is available on his personal website.

 

 

 

 


Assistants / Interns


Maca Camber

mcMaca Camber has been an administrative assistant for BhFS since 2013 and has considerable experience of working effectively as part of a team in a fast-paced professional environment.

 

 

 

 

 

Boryana Milova

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Boryana Milova is a Bachelor Student in Business at the University of St. Gallen, Switzerland. She is a business development intern at BhFS and supports the team with content creation and design of corporate documents.